Monica Lopez-Rodriguez
Of Counsel
Monica advises financial institutions, FinTech companies and other entities on financial and payment system regulation, consumer and commercial lending and money transmission regulation; compliance with consumer protection and BSA/AML laws and regulations and OFAC sanctions programs, developing and implementing compliance management systems and related policies and procedures, and financing transactions.
Key Matters
Some of the experience represented below may have been handled at a previous firm.
- Financial regulatory representation of Paysafe, a multinational on-line payments company, in its US$441M acquisition of SafetyPay, an ecommerce payment platform.
- Representation of FinTech companies in the in-depth review and analysis of marketplace lending and compliance with state lending and money transmission licensing laws in all U.S. states and the District of Columbia.
- Representation of recording company in an acquisition by a music entertainment company.
- Representation of the Royal Caribbean Group (“RCG”) in export credit financing facilities for the construction of cruise vessels ranging from US$430M to US$1.7B, guaranteed by export credit agencies in Finland, France, and Germany.
- Representation of RCG in unsecured term loan, finance lease and revolving credit facilities, including the purchase of a port terminal that was previously an operating lease.
- Management of governance and regulatory/compliance matters for domestic and international financial institutions and other entities, including Sarbanes-Oxley and other reporting controls and related disclosures for SEC filings.
- Counseling on business, governance, regulatory compliance and legal matters for federally regulated Edge Act and Agreement Corporations, an associated SEC-registered and FINRA-regulated broker dealer and entities organized in the U.S., LATAM, the Caribbean, Canada, and Europe, including labor matters, internal investigations and liquidation of entities in LATAM.
- Development and implementation of governance remediation plan for financial institutions to liquidate redundant entities, dormant banks, and passive investments with contingent legal obligations in LATAM, Europe, and Asia.
- Counseling on SEC-registered initial public offerings and private placements (state blue-sky laws), including prospectus drafting, Regulation D, Regulation S and Rule 144 offerings and other SEC reports.
- Representation of Biotech Company in US$6M IPO of common stock.